Our Pool Loan Calculator is a great resource for exploring potential monthly payments, and can be accessed by clicking "Loan Calculator," located in the black bar, towards the top center of the page. We fit you with the best for your needs and qualifications. Lyon Financial is not responsible or liable for any products, services, information or other materials displayed, purchased, or obtained as a result of or in connection with this web site, including, without limitation, any agent referrals, loan recommendations, application, approval, pre-qualification, load or interest rate analysis. Researching available pool loan options may take some time, but it could be worth the effort to find the right financing for a borrowers specific circumstances. The loan allows business owners to access up to $2 million in funding, with interest rates starting at 4%. Name. There are many factors to consider when taking out a loan for a pool. Whether they specialize in this type of financing or not, though, the best pool loan companies can provide numerous advantages to benefit borrowers, including: Homeowners have a lot of options when it comes to financing a pool installation. Once your application is received, it is reviewed individually by a member of our loan team, who will work to pair you with the program that best matches your needs and qualifications. However, because HELOCs are secured by your home equity, they usually come with lower interest rates than unsecured loans making them another good option for financing a pool. The information you provide to Lyon Financial is not an application for a loan from Lyon Financial. Advertised rates and terms are subject to change without notice. SoFi can also provide same-day funding in some cases, helping many borrowers get their pool installation funds as quickly as possible. Business Details Location of This Business 118 Morlake Dr STE 202, Mooresville, NC 28117-9540. This is a great option if you need quick funding for your business. Unlike many banks and credit unions, our experience is unique to swimming pools, not just any type of loan. team to work efficiently and spend more quality Homeowners may also want to consider how funds are disbursed. Lyon Financial was incredible to work with. Lyon Financial is a great company to work with if you are looking for a pool loan. explained everything and. 65,000 at 12 years at 7.99% This loan is our most popular because it offers excellent terms, is okay for people with special* circumstances and includes staged funding, where payments are made in installments as the pool is built. Quick and easy to work with. There is no prepayment penalty! With innovative lending products and proprietary technology, consumers with strong credit profiles can receive highly competitive, fixed rate financing via an easy, fast and virtually paperless loan process. In fact, homeowners may receive the lowest pool loan rate possible using LightStreams Rate Beat Program, which pledges to beat any competitors APR by 0.1 percentage points. time with each and every customer. A: Rates range from 4.99% APR* to 17.99% APR. After 6 months, the card expires and your payment is locked in. Need financing? Fill out the pre-application and take one step closer to swimming in the pool of your dreams. However, if you still don't see what you're looking for or require further information, contact us directly at 877-754-5966 and one of our friendly and experienced specialists will be happy to assist you. Your credit score is one of the most important factors lenders will consider when determining whether or not to approve your loan application. You will also only be responsible for paying back the principal amount of the loan plus interest. Their multiple loan options have low rates and longer terms than common unsecured loans offering more affordable monthly payments. 118 Morlake Drive . You can check your rates with NO IMPACT TO YOUR CREDIT. The best pool loans offer large loan amounts, relatively quick funding time frames, competitive interest rates, and flexible repayment periods so borrowers can comfortably finance a pool installation. Talk with different lenders about what might work best given YOUR unique financial situation before making any decisions . With the help of our financial partners, Viking Capital and Lyon Financial, and the Premier Pool Contractor team, your dream becomes a reality! Renovations. Thank you for the kind words and for taking the time to leave feedback for us. Email. Loans up to $75,000 Apply Viking Capital. Water Falls Borrowers may want to be sure that their loan amount will be large enough to cover the entire cost of installation, from site preparation and excavation to electrical work and lighting. By Jeff Keleher Published Sep 8, 2022 11:46 AM. Concord Pools & Spas. We provide 30, 20, 15 or 10 year fully amortized loans and offer low Fannie Mae conforming conventional fixed interest rates. We strive to provide a 5-Star worthy experience to every customer. Some affiliates of Lyon Financial may offer a rate discount via AutoPay. Submit your loan application and Viking Capital helps you select the best loan for your needs and qualifications. Dominate search results. Conditions and limitations apply. Loan amount $40,000Rate 5.49%Term 15 YearsMonthly payment $327/mo. Upon approval and acceptance of terms, youll receive a shopping pass which works like a credit card and is good for the amount of your loan. All loan decisions are at the discretion of our lending partners. Last. With a HELOC, you can borrow against the equity in your home at any time up to the limit set by the lender. Payment example: Monthly payments for a $75,000 loan at 4.99% APR with a term of 15 years would result in 180 monthly payments of $592.70. If you have loan needs, Viking Capital is your answer. One of the best Financial Services, Finance business at 118 Morlake Dr Suite 202, Mooresville NC, 28117 United States. You might choose an ARM if you plan on selling your home within a few years and want to keep your monthly payments low during that time period. Viking Capital was the answer to our dream of adding a pool to our backyard living environment. Phone. A: No, all of our services are absolutely free to builders. Sunmark Credit Union From pools to pergolas and everything in between, we understand that each and every loan is unique just like you, which is why we take the time to listen. He was responsive, knowledgeable and clearly a subject matter expert in his field and the best part, no high sales pitch or pressure! Why It Made the Cut: As a lender that focuses on pool loans, Viking Capital can offer extremely high loan amounts to eligible borrowersnot to mention a user-friendly application process and rate discounts for service members. Not all will qualify. TX-SML# 42691 Viking Capital. I highly recommend Lyon Financial if you are in the market for a pool loan. Once the loan is secured, Viking Capital stays connected to the borrower, the builder and the lender to answer questions, provide status updates and ensure the funding process goes smoothly. Lyon Financial, financing available 877-754-5966. lyonfinancial.net. Contact him, he's a. a good forex trader who knows the importance of risk management. Home Improvement Loans with competitive rates, borrow up to $25,000, unsecured (no lien filed), and no appraisal required. In general, companies that specialize in pool loan financing offer much longer loan terms, with borrowers repaying their loan amount over the course of a decade or more. Conversely, those with poor credit scores (300 or below) may have difficulty qualifying for any financing at all. We couldnt have been happier. We have invested in state-of-the-art technology to keep your information secure and to make our process as efficient as possible. >>> Lyon Financial >>> HFS Financial >>> Viking Capital will treat you like the valued customer that you Other companies may require several days to fund approved loans, so its good to know what their funding time frames look like beforehand. Dive right into planning and desigining your pool with simple, low interest rate financing through our financing partners. This can be beneficial because it allows you to work with just one company throughout the entire process. Lyon Financial. You cannot apply via phone. Without a subpoena, voluntary compliance on the part of your Internet Service Provider, or additional records from a third party, information stored or retrieved for this purpose alone cannot usually be used to identify you. Because there is so much variance from lender to lender, it may be a good idea to check the APR range offered by each pool loan provider before making a final decision. JACKSON POOLS ALL RIGHTS RESERVED. Thanks Ed! I listened to him He was patient he would check my debit to credit ratio and explain where I was currently and where I had to be in order to get approved. Apply Now and we will schedule your FREE Loan Consultation! APPLY AT LIGHT STREAM FINANCIAL. AMS Financial. This way, potential customers can quickly see if they qualify for a pool loan and, if so, what terms they may be eligible to receive. You'll feel like the valued customer you are. Viking Capital. L. We offer long-term loans with low rates, catered for home improvements. If you are considering financing a swimming pool, be sure to shop around for the best rates and terms. APPLY AT VIKING CAPITAL . Some lenders offer specialized pool loans to finance installations, but borrowers may also be able to use personal loans for these renovation projects. [CDATA[ We've partnered with Viking Capital to offer financing for all our customers, at very affordable rates! Ryan Harris was our Viking Capital representative and we couldnt have been luckier. Monthly payment amounts are for demonstrative purposes only and are not guaranteed to match final payment amounts for all borrowers. 588 customer reviews of Lyon Financial. Find out how easy a pool financing could be from the company who knows pools inside and out! Our focus on pool financing means that unlike most banks, credit unions and investors, we develop loan products specifically designed for pool construction. A: Lyon Financial is a respected financing consultant, in business since 1979. If youre considering a Viking pool, youre probably wondering how much it will cost. NMLS# 42691 Being able to check the status of their loan at any time and from any location can be convenient for some borrowers, making it easier to track the progress theyve made repaying their loan. The smiles start here! Best Customer Service! info@swaypools.com (817) 965-1411. Expert recap and game analysis of the Detroit Lions vs. Minnesota Vikings NFL game from September 25, 2022 on ESPN. This expertise is reflected in various aspects of the companys loan options, which are geared toward the logistics of financing backyard pools. Our builder partners offer their customers great financing options and receive other benefits that help them sell more pools! but Viking Capital made it quick and painless. . Save my name, email, and website in this browser for the next time I comment. I listened to him He was patient he would check my debit to credit ratio and explain where I was currently and where I had to be in order to get approved. If so, you may be wondering about the best way to finance this project. but Viking Capital made it quick and painless. Lyon Financial is located at 118 Morlake Drive Suite 202, Mooresville, NC 28117. We strive to be a trusted employer, business partner and service provider and to conduct business with transparency, integrity and fairness. information secure and enable our Top-Notch Rate discounts to help lower the total cost of the loan and make pool financing more affordable. CONTACT . A higher credit score indicates to lenders that youre a lower-risk borrower and more likely to repay your debt on time. Learn More Lyons Financial is an outstanding and reasonable financial company that offers great rates especially if you're trying to get financing for an in ground pool! Customers can also explore a wide range of other loan products from this lender. In return for setting up automatic payments on their accounts, borrowers may be able to shave a certain amount off their APR, which would mean owing less interest over the life of the loan. They may find that lenders using personal loans to finance pool installations have wider APR ranges and higher minimum APR options than lenders that specialize in pool loans. He was responsive, knowledgeable and clearly a subject matter expert in his field and the best part, no high sales pitch or pressure! Prospective borrowers may want to be aware that SoFis rates can be somewhat high in some cases, as the maximum APR can reach 22.73 percent. We have our loan with Lyon Financial and are very happy with their services as well as their outstanding customer service. There are also no appraisals or home equity requirements. Heres a closer look at Viking Capital vs Lyon Financial: He gave me ideas on areas to improve my credit score so I could get approved for funding. * Loan terms and availability vary based on borrower qualifications and are subject to change without notice. Maximum loan amount of $75,000. Never any problems. Below you'll find answers to some of the most commonly asked questions pertaining to Lyon Financial and the services we offer. To sum it up there are pros and cons associated with each type of loan so do plenty of research ahead of time! To that end, it may be worthwhile to explore how longer loan terms could lower monthly installments and make it easier to budget for those payments along with other recurring housing costs and financial obligations. * Indicates required field. There are many loan calculators available online, but we recommend using the one from Bankrate.com. This could save you thousands of dollars over the life of the loan. I realize everyones situation varies, but our entire process from start to finish was completed within several days. Can't say enoughThank you, ******* (and crew) for making this process a pleasant one!! CONTACT 941-371-2252. Credit score requirements can vary from lender to lendersome lenders may not have any set minimum credit score at all. There are lenders who work with people with less than perfect credit and can offer loans with more flexible terms. Although Viking does charge some up-front lender feesand those fees will vary from borrower to borrowereligible service members may be able to lower their loan costs by taking advantage of the lenders military rate discount. There was never high pressure sales on anything like that. Subject to change. That's when we discovered the power of multifamily real estate investments, which allow us to create passive income and build wealth for our families, all while making a difference in local communities. 500,000+ Happy . The best pool loan companies have a lot to offer, but not every one will be the right choice for every household. Loan programs offered are available nationwide for terms of up to 30 years. Building a pool is often an expensive proposition, however, as its one of the most costly home improvement projects that a homeowner can tackle. Grow your business. #Available on approved credit, not all will qualify. Very happy with the process. We fit you with the best for your needs and qualifications. Exactly the way it should be. Viking Capital, Inc. is a family-owned business that has been offering the most desirable financing options available in the industry since 1999. This can make it difficult to qualify for traditional loans from banks or credit unions. Here's a closer look at Viking Capital vs Lyon Financial: Viking Capital is a direct lender, meaning they provide financing directly to consumers. You choose your funding date, and you can even have funds deposited into your account as soon as the same day you apply. SoFi is a major player in the lending industry, supporting a wide variety of loan products for customers to choose from, including a home improvement loan for pool installations. This way, homeowners can feel confident that their contractor has the expertise, background, and skills needed to build a structurally sound pool and stay on schedule. A: We assist with financing for many home improvement projects, including new swimming pool construction, swimming pool renovation, spas, landscaping, outdoor living, and residential home remodeling. Great Service - you will feel like the valued customer that you are. Includes family by adoption and marriage). Concerned about all the pool companies in Southwest Florida and whether youre choosing the right one? It is a big financial investment, but its also a huge quality of life investment. While many pool loan companies deposit funds directly into the borrowers bank account, some will want to send funds directly to the contractor. What is a Bad Credit Score? A: No, we do not currently finance any owner-builds at this time. Concord Pools partners with Viking Capital to offer highly desirable financing options. A FINANCING PARTNER LIKE NO OTHER:Since 1999, Viking Capital has been providing swimming pool financing services, with personalized customer attention, to ensure that every pool loan is a perfect fit.We offer highly desirable swimming pool loan options for your clients and FREE advertising support for you! i would recommend them for anyone looking to build a pool. There are some mortgage options available that could allow homeowners to build pool installation costs into their refinance. There is no prepayment penalty! Some of the other highlights of working with Lyon Financial: Loans up to $150,000 . Borrowers can also conveniently manage their loans through the lenders dedicated mobile app. The top loan providers in this space vary quite a bit in terms of the precise benefits they bring to the table. Highly recommend them. Viking Capital APR (interest rates) As low as 5.49% Maximum loan amount $125,000 Loan terms Up to 20 years The best way to find out is to use a loan calculator. Many of the best pool loans are unsecured loansthat is, they dont use any assets as collateral. Your credit score is one of the most important factors in determining whether youll be approved for pool financing. Our team of Pool, Spa, and Backyard Specialists are here and ready to help transform your dream into a reality. Ryan Harris was our Viking Capital representative and we couldnt have been luckier. Once you know your credit score, start shopping around with different lenders to see who can offer the best terms. *********************** is awesome!! Then, enter the interest rate and loan term (in years). Through our exclusive lenders, we offer financing solutions for swimming pool and home improvement projects nationwide. All information is subject to change without notice. This ensures that the contractor is receiving the appropriate payments in the appropriate increments. Another option is a home equity line of credit (HELOC). In this blog post, well take a look at the best pool loan companies out there, as well as some things to keep in mind when choosing a lender. However, there are lenders who specialize in loans for people with less than perfect credit. LightStream is also a relatively digital-focused loan provider. Cheap pool loans usually combine low interest rates, generous discounts, and flexible repayment schedules to give borrowers the biggest bang for their buck. A: Applications are accepted online only. If you are looking for a flexible financing option with competitive rates, then Viking Capital Pool Loan is a good choice for your business. Lyon Financial does not do a hard inquiry. One option for financing your pool is to get a personal loan from a bank or credit union. We also look for any recent negative marks, such as bankruptcies or tax liens. They offer financing terms up to 20 years, no consulting fees, low and fixed interest rates. Central Bank Light Stream Viking Capital HFS Financial Lyon Financial Credit Union Apply online for a secured pool loan with Central Bank. Contact us today! When it comes time to apply for a pool loan, homeowners may prefer an application process thats quick and easy to complete. They were easy to work and had everything completed quickly. Funding times are a bit longer as well, with 5-day funding time frames being pretty typical with this lender. Heres how it works: first, enter the amount of money you need to borrow for your Viking pool. Why It Made the Cut: Marcus by Goldman Sachs offers perks for borrowers who consistently pay their monthly installment on time. Viking Capital requires that you have collateral to secure the loan, such as real estate or equipment. They are prompt to answer any questions we've had and on top of every signature or paper work needed to move forward. HELOC vs. Home Equity Loan. LightStream offers pool loans at very competitive rates, with eligible borrowers potentially receiving an APR as low as 4.99 percent. Even fiberglass pool costs, which are often lower than the price of other pools, can run $29,178 on average. The main advantage of personal loans is that they usually have lower interest rates than other types of loans (like credit cards). Wondering how much it costs to install a pool? The average cost of an inground pool is $51,833, and prices could go even higher depending on the pools design, size, and materials. Count on Sunmark Credit Union to help you attain affordable financing that addresses your needs and budget. Our investments in technology keep your If you can meet all of these requirements, then you should be able to get approved for a loan from a Viking capital pool. Lyon Financial does not endorse, warrant or guarantee service or products of any lender or broker and does not guarantee and makes no representations of any rates, points, and loan programs offered by affiliates. Additionally, Viking Capital offers fixed-rate loans, which can give you peace of mind knowing that your interest rate will never increase. Financing Your Pool With Paramount Capital. Conditions and limitations apply. See eligibility details. Taking advantage of this network can also help customers spend less time searching for one of the best pool installation companies. Robert our consultant was great.